Ep 134: The State of the US Housing Market: Crash or Opportunity?

Home values continue to rise all across the country and it has many people thinking back to the crash of 2008. Are there parallels or is this time different? Josh Mettle of NEO Home Loans joins the show to share his data and insight into the real estate market. Plus, he’ll tell us how he helps CRNAs secure a mortgage with a 1099 income.

Click the timestamps below to help you navigate through the many topics we discussed.

On This Episode:

It’s rather remarkable to see the what housing markets have done over the past five years, and the skyrocketing prices have a lot of people concerned that another crash could be on the horizon.

This impacts CRNAs, especially those that are hoping to buy a home with a 1099 position. So we’ve asked our friend Josh Mettle, Division President at HEO Home Loans, to join us today and help us better understand what’s happening in real estate. Is this growth sustainable or this another bubble?

If you’ve been curious at all about whether to buy or sell right now and what the future could look like for home prices, then this episode will be of great interest to you. Josh provides a lot of data on new construction, existing homes, and population trends that will leave you with a solid grasp of the real estate industry right now.

As you get started on the episode, keep an ear out for these topics:

  • How financial struggles as a child helped shape him.
  • Why the book Rich Dad, Poor Dad really opened his eyes.
  • Jeremy recalls the moment and the book that changed his financial life.
  • The people that Jeremy and Josh are mentoring today.
  • Why the greatest superpower we have is seeing more in people than they do in themselves.
  • How he made it through the 2008 housing crash.
  • His view of the overall health of the real estate in this country.
  • How Josh is using the data behind new homes being built to indicate that the market is still coming back from 2009.
  • The data behind existing home sales today versus 2007.
  • The demand side of the equation based on population decrease and how that’s rebounding.
  • What locations does Josh feel are strong to buy right now and where does he say to avoid?
  • What considerations should you make as a 1099 employee?
  • The future of commercial real estate

Check it out the interview at the top of the page and use the timestamps to help you navigate through the many topics we discussed.

2:33 – Introducing our guest Josh

3:48 – His background

6:44 – The book that impacted Jeremy

9:45 – Who are you mentoring?

13:36 – 2008 housing crash

17:04 – How today’s housing market isn’t like 2008

18:53 – Josh’s view of the real estate market

24:12 – Does this take into account census data?

26:42 – Existing homes for sale

28:37 – The demand side of the equation

37:47 – What should you be doing today in real estate?

41:05 – Mortgages for 1099 employees

46:34 – Commercial properties

50:07 – Final thoughts


“My whole path in mortgage was about creating an opportunity for people to achieve financial freedom through real estate. That’s really my core conviction.”

-Josh Mettle, Division President at NEO Home Loans





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Ep 225: An Inside Look at Lobbying for Your State Association

During our visit to the NCANA meeting last fall, we had the opportunity to host a live podcast about lobbying for your state association and we had the pleasure of bringing NCANA lobbyists Patrick Ballantine and Tracy Kimbrell onto the panel with us. Both of them have been tremendous assets to our association because of their passion for lobbying. We explored that role to find out what skills it takes, how to utilize a lobbyist, and what you should expect from them.


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The latest update has a number of key changes that Jeremy and Sass will take you through in this episode of the podcast.

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Now Suzanne Jagger is helping other CRNAs and NPs learn how to follow her path to start their own aesthetic injectables practice, and she’ll share that experience on this episode. If you’ve ever considered aesthetics or were curious to learn more, we’ll share an inside look at what it takes to be successful along with the challenges of running a practice.




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J. Cross CRNA
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This podcast is very well put together. I love the hosts Sharon & Jeremy, they do a fantastic job at presenting topics as well as getting great speakers on the show! This is my morning commute podcast everyday! Thank you for all that you do!
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I enjoy listening every morning. Great content and always a pleasure to learn something new.
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I started listening to this podcast religiously early on in my CRNA journey, a year before applying to CRNA school. The content in this podcast was one of my most helpful resources for getting into my first choice school, Wake Forest! It has also been a huge motivator for getting involved with the AANA now and throughout my career. I highly recommend this podcast to every prospective CRNA I meet.
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I appreciate hearing the latest and greatest in the world of Nurse Anesthesiology while also getting Class B credits. Just listen on your commute for a win/win experience. I love the perspectives from Jeremy and Sharon who both ask varied and insightful questions!
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If you’re a CRNA or any medical professional, I highly recommend giving this podcast a listen. Hosts have a great rapport.